Real Estate Accounting Services in Puerto Vallarta

In Puerto Vallarta, the difference between good and poor capital gains planning on a $400,000 property sale can be $30,000 or more — and the window to act closes at the notary's table.

Bilingual service SAT registered Free first consultation

Get a Free Consultation

Who This Is For

  • Real estate agents and brokers earning commission income in Puerto Vallarta
  • Property investors buying, renting, and selling real estate in Mexico
  • Real estate development companies in Banderas Bay
  • Foreign buyers and sellers navigating Mexican capital gains tax
  • Agents transitioning from informal to formal billing with CFDI facturas

What's Included

  • Commission income recording and CFDI factura issuance
  • Monthly ISR and IVA declarations for agents and brokers
  • Capital gains tax (ISR on property sale) calculation before closing
  • Cost basis optimization — purchase price, improvements, notary fees, inflation adjustment
  • Coordination with notary on sale-day withholding requirements
  • Annual income tax return for agents, brokers, and investors
  • CFDI management for deductible expenses
  • Agent payroll and IMSS for brokerage staff

Free online tool

Estimate Capital Gains Tax

Open Calculator

Why AccountingPV

Accounting experts who know Puerto Vallarta

Capital Gains Planning Must Happen Before Closing

Once the deed is signed, your capital gains tax is locked in. We run the numbers months before closing — reviewing your cost basis, deductible improvements, and available exemptions — so you keep the maximum amount from the sale.

Agents Need Formal Billing Now

SAT increasingly audits real estate commissions, which are large, irregular, and often tracked informally. We set up proper CFDI billing so every commission is documented, deductions are captured, and ISR is filed correctly.

We Work with Your Notary

The notary calculates and withholds ISR on your behalf during the transaction. We coordinate with the notary in advance to ensure the calculation uses the best available basis and that you are not over-withheld.

Foreign Buyer Expertise

Most PV real estate transactions involve at least one foreign party. We understand the tax implications for US, Canadian, and European buyers and sellers and provide the documentation each party needs for their home-country reporting.

FAQ

Common questions

ISR on property sales is based on your gain — the sale price minus your adjusted cost basis. The basis includes the original purchase price, notary and legal fees at acquisition, documented improvements (with CFDI), and an inflation adjustment using the INPC index. Lower basis means higher tax, which is why documentation at purchase matters years later.

Yes, but only improvements documented with valid CFDI invoices issued to your RFC. Informal payments, foreign contractor invoices, and undocumented work cannot be deducted. We advise clients to collect CFDI for every improvement from day one.

Individuals who sell their primary residence (casa habitación) in Mexico may be exempt from ISR up to approximately $700,000 USD equivalent, subject to restrictions including documentation requirements and the number of exemptions claimed in recent years. The exemption does not apply to vacation or investment properties.

Yes. Real estate commissions are subject to 16% IVA in Mexico. Agents must issue CFDI facturas including IVA, file monthly IVA declarations, and remit the collected IVA to SAT. This applies regardless of whether the buyer is Mexican or foreign.

Foreign sellers pay ISR on the capital gain. The notary withholds either 35% of the gain or 25% of the gross sale price (whichever is less), unless the seller presents a tax calculation showing a lower amount is owed. Pre-sale planning with us is essential to avoid overpayment.

US citizens must report worldwide income including Mexican property gains on their US return. Mexican ISR paid may be creditable as a foreign tax credit. We provide bilingual documentation of the Mexican transaction for your US CPA.

Explore More

Related services & resources

Service Real Estate Accounting Services Accounting for agents, developers, and investors. Calculator Property Sale Tax Calculator Estimate ISR on your Mexican property sale. Calculator Mortgage Calculator Calculate monthly payments on a Mexican mortgage. Resource Property Sale Tax Guide Tax obligations when buying or selling property. Landing Tax Services for Foreign Property Owners Mexican tax compliance for non-residents. Landing Foreign Investor Tax Services Comprehensive tax services for foreign investors.

Ready to Get Your Accounting in Order?

Whether you're a business owner, foreign investor, or vacation rental operator — we're here to help.

Get a Free Consultation Call Us